Oxford Bank (OTCMKTS:OXBC – Get Rating) is one of 77 publicly-traded companies in the “Commercial banks, not elsewhere classified” industry, but how does it weigh in compared to its competitors? We will compare Oxford Bank to similar companies based on the strength of its earnings, profitability, institutional ownership, dividends, risk, analyst recommendations and valuation.
Valuation & Earnings
This table compares Oxford Bank and its competitors top-line revenue, earnings per share (EPS) and valuation.
| Gross Revenue | Net Income | Price/Earnings Ratio | |
| Oxford Bank | N/A | $10.56 million | 9.51 |
| Oxford Bank Competitors | $12.78 billion | $3.00 billion | 8.37 |
Oxford Bank’s competitors have higher revenue and earnings than Oxford Bank. Oxford Bank is trading at a higher price-to-earnings ratio than its competitors, indicating that it is currently more expensive than other companies in its industry.
Analyst Ratings
This is a summary of current recommendations and price targets for Oxford Bank and its competitors, as reported by MarketBeat.com.
| Sell Ratings | Hold Ratings | Buy Ratings | Strong Buy Ratings | Rating Score | |
| Oxford Bank | 0 | 0 | 0 | 0 | N/A |
| Oxford Bank Competitors | 602 | 2159 | 2231 | 38 | 2.34 |
As a group, “Commercial banks, not elsewhere classified” companies have a potential upside of 89.21%. Given Oxford Bank’s competitors higher possible upside, analysts plainly believe Oxford Bank has less favorable growth aspects than its competitors.
Institutional and Insider Ownership
4.6% of Oxford Bank shares are held by institutional investors. Comparatively, 23.9% of shares of all “Commercial banks, not elsewhere classified” companies are held by institutional investors. 10.7% of shares of all “Commercial banks, not elsewhere classified” companies are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock will outperform the market over the long term.
Profitability
This table compares Oxford Bank and its competitors’ net margins, return on equity and return on assets.
| Net Margins | Return on Equity | Return on Assets | |
| Oxford Bank | N/A | N/A | N/A |
| Oxford Bank Competitors | 22.70% | 11.99% | 1.00% |
Volatility and Risk
Oxford Bank has a beta of 0.47, meaning that its share price is 53% less volatile than the S&P 500. Comparatively, Oxford Bank’s competitors have a beta of 21.85, meaning that their average share price is 2,085% more volatile than the S&P 500.
Summary
Oxford Bank competitors beat Oxford Bank on 9 of the 10 factors compared.
Oxford Bank Company Profile
(Get Rating)
Oxford Bank Corporation provides banking products and services to various customers in Michigan. Its deposit products include savings, checking, and individual retirement accounts, as well as certificates of deposit. The company’s loan portfolio comprises home mortgage, home equity, auto, student, term, commercial real estate, and small business administration loans, as well as lines of credit. It also offers cash management, merchant card, remote deposit capture, payroll, overdraft protection, wire transfer, night depository, and notary services, as well as safe deposit box and interactive teller machine services; online, telephone, and mobile banking services; debit and credit cards; and insurance products. The company operates its branches in Clarkston, Davison, Dryden, Lake Orion, Ortonville, Oxford, and Oakland. Oxford Bank Corporation was founded in 1884 and is based in Oxford, Michigan.
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